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How many times have you picked up the phone, only to find “Rachel from Cardholder Services” on the other end?

We bet you’ve spoken to her more times than you’d like to admit. Her recorded voice offers to lower your credit card interest rates – but later in the call, customers are asked for an up-front payment. I need to be able to receive calls from students so it is not as simple as leaving the phone off the hook. Maybe Rachel or Ann would like to try getting the student with a particularly short attention span back on task after the lesson has been needlessly interrupted.” There’s good news on the way for at least some of the consumers who have been impacted by this scam: The FTC will be sending checks for .95 each to 16,590 victims.

Marital and couples counseling can for some turn a relationship crisis into a growth opportunity, while for others it can help process a long overdue good-bye.

If it turns out she is a sex or love addict, as many cheaters are, she will need specialized individual treatment as well.

Please click here to take action, and add your voice to the thousands of consumers who have demanded that the phone companies make a real change.

We want to hear from you – tell us about the calls you’ve received from robots like Rachel here!

Statistics tell us that she’s more likely to tell her friends than you.

Most often all you have to go on is little more than a gut feeling that something is wrong, and a lessening of her time, interest and availability for you. While one or two of these signs alone might have little meaning, a longer list may well mean trouble ahead. She may start password protecting her computer or hiding her cell phone and credit card bills. If her job hours are suddenly erratic, or she seems to be putting in longer than normal hours, it may be an indication that she is carving out time for an affair. Excessive computer use can be an indication that she is carrying on an affair via webcam, chat rooms, or social media.

If she is bored with you, your kids, your home, her job, and her hobbies, it may mean she’s found something more exciting. They may also be less inclined to socialize with you and your wife or girlfriend as a couple.

11) She no longer talks about her favorite male friend.

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