Get started by checking your rates online in just two minutes. Whether you’re looking to refinance federal student loans, pay off loans sooner, or get a lower monthly payment (maybe all three), we offer a range of rates and terms.
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If you think it will take you 20 years to pay off your loan, you don’t want to bet on the next 20 years of interest rates.
This is particularly important if you have Federal loans.
Don’t refinance Federal loans unless you are very comfortable with your ability to repay.
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Other than a mortgage, you will likely never have a debt as large as your student loan.
If you are able to reduce the interest rate by re-financing, then you should consider the transaction.
Some providers with variable rates will cap them, which can help temper some of the risk.
If you go to other sites they may claim to compare several student loan offers in one step.
So set aside a day and apply to as many as you feel comfortable with to get a sense of who is ready to give you the best terms.